Axis Bank has announced festive offers on car, two-wheeler, commercial vehicle and construction equipment loans. The offers are part of a wider set of festive offers across the bank’s retail lending, business banking and credit card products, and are meant to meet customers’ mobility needs.
They include reduced processing fees, lower rates on select models and foreclosure charge waivers.
Car loan customers can get disbursement within 30 minutes and a 50% reduction in processing fees. Rates are 10 bps lower on select EV models. The bank finances up to 100% of the on-road price, with tenure of up to eight years. Foreclosure charges are waived after 24 months.
Two-wheeler loans also offer disbursement within 30 minutes. Pricing is as low as 10.75% for superbikes, and EVs get a 0.5% special pricing discount.
For commercial vehicle and construction equipment loans, the bank is charging a processing fee of ₹5,999. It is also offering a special waiver on foreclosure charges until October 31, 2026.
Munish Sharda, Executive Director, Axis Bank, said, “Festive spending is increasingly shaped by considered choices, whether it is buying a home, upgrading a vehicle, meeting personal needs or investing in a business. At Axis Bank, our focus is to give customers flexibility and value to act on these plans with confidence. Our festive propositions bring together competitive financing solutions across retail and business banking, helping customers make the most of opportunities that matter to them.”
Axis Bank is one of the largest private sector banks in India. As of September 30, 2026, it had 6,414 domestic branches (including extension counters) and 12,533 ATMs and cash recyclers across the country.